Consolidating private


05-Nov-2017 02:04

allows you to consolidate (combine) multiple federal education loans into one loan. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.

The result is a single monthly payment instead of multiple payments. Refer to the complete list of federal student loans eligible for consolidation in the application.

Our favorite, So Fi, aka Social Finance, has quickly positioned itself as the top student debt refinance lender on the market.

So Fi was founded by a group of Stanford business students who wanted to help their peers escape from student debt with lower interest rates.

consolidating private-6

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Top Borrowers have different needs, so there are several repayment plans—including income-driven repayment plans, which base your monthly payment amount on your income and family size.

Once your loans are combined into a Direct Consolidation Loan, they cannot be removed.