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Our super-complaint came after we found that these charges were often far in excess of what it cost companies to process card transactions.

The OFT investigated the issue and upheld our complaint.

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This new blanket ban on surcharges for all payment instruments will come into force in January 2018, but the question now is whether or not companies will absorb the cost and not pass them onto consumers in other ways.

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Have you been charged unexpected fees for paying via credit or debit card?

It then began to look into what could be done to stop unfair debit and credit card surcharges.

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