Help with consolidating private student loans


26-Aug-2017 16:30

On this plan, you will make payments for 25 years, and at that point, your loans will be forgiven.If you are a borrower with loans July 1, 2014, your loan will not exceed 10% of your discretionary income, and the loan will be forgiven after just 20 years.Since you have to submit your income every year, if your income rises high enough, your payment will adjust accordingly.This isn't a secret, but this is one of the most popular ways to currently get loan forgiveness.It has nothing to do with your repayment plan, however, if you're smart, you'll combine IBR or PAYE with PSLF to get the maximum benefit.

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Re PAYE is a modified version of PAYE that has become available to borrowers after December 17, 2015.

It sounds like it could be confusing, but it doesn’t have to be.