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Once means of transmitting payment were developed, phone sex turned into primarily a commercial activity, with customers (overwhelmingly male) and sellers (overwhelmingly female).

The editor of High Society magazine, Gloria Leonard, is credited with being one of the first people to use "976 numbers", then "900 numbers" for promotional purposes and soon as a revenue stream in the adult industry.The incentives for providers were then reversed; rather than earning money from keeping the customer on the line (orgasm delayed), they earned more from bringing the caller to orgasm quickly, so as to move on rapidly to another call.Unused minutes were rarely usable on a second call.Typically the telephone companies would bill callers to chat lines and then remit 45% of the money collected to chat line operators.

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The telephone companies placed the chat line charges on a customer's local phone bill.

Phone sex is a conversation between two or more people on the phone where one or more of the individuals is describing the act of sex.



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